About Us

knnct – Shaping the Future of Mortgage Funding

knnct makes the mortgage loan process faster, easier and more convenient for private lenders and mortgage brokers/agents by instantly and accurately matching and connecting every deal posted to the platform that is looking for a mortgage loan with the right lenders matching borrowing needs to lending criteria.

And it’s knnct’s digital platform that makes all of that happen.

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Who We Are

knnct aspires to be the preferred destination for private lenders and mortgage brokers and agents with more online mortgage connections with more private lenders, more properties listed for private mortgage loans, and more successful mortgage deals than any other mortgage marketplace.

Data Protection and Security

Mortgage Brokers and Private Lenders Make Money Faster and Easier by Simply Matching the Right Deal with the Right Lender.

knnct uses its proprietary technology to match the right broker deals with the right lenders based on lender criteria so that both brokers and lenders can close on the right deals faster and more efficiently.

What does knnct Markets do in terms of Data Protection and Security?

The knnct platform has, by design, created an environment that is extremely secure and well defined. Both lenders and brokers/agents/borrowers are subject to governmental regulations, obligations and other constraints that require complete confidence in the security of all data that is added to the knnct platform and that knnct Markets is able to track all activities of the various participants on its platform.

knnct Markets recognizes that it must provide brokers/agents/borrowers and lenders with the tools that manage and facilitate their connection and accelerate the loan transaction process. knnct Markets’ creation of an effective distribution channel for properties requiring loans requires that both lenders and brokers/agents/borrowers comply with the conditions imposed on them by the knnct platform.

knnct Markets embraces a cloud-native model to fully leverage the latest security mechanisms, and bring state-of-the-art availability, scalability, and reliability to our subscriber clients. In its role as the party responsible for successfully, connecting lenders and brokers/agents, knnct Markets has positioned itself as a trusted third party. The knnct platform provides lenders with access to an increased volume of high-quality loan deals together with the certainty of knowing that each loan deal posting that they view will meet their specific lending criteria. And in doing so, knnct Markets has eliminated the barriers associated with traditional lender/broker relationships of needing personal relationships with brokers/agents/borrowers and having geographical proximity to the broker/borrower.

How does knnct manage access?

knnct Markets’ strategy with respect to managing access involves (i) independent user identification and authorization, (ii) assigning subscribers specific access rights and privileges, and (iii) creating, compartmentalizing and creating/enforcing access control policies for all system users. Users not only encompasses both lenders and brokers/agents/borrowers but includes internal and external resources as well (e.g., individual developers and system managers).

How does knnct protect data regarding the mortgage deal?

knnct Markets has created a data protection strategy that meets three separate challenges: protecting data from unauthorized access, ensuring ongoing and continued access to critical data in the event of errors and catastrophic failures (including outages), and preventing the accidental disclosure of data that was purportedly deleted.

How does having the knnct platform in the Cloud help knnct to Monitor and Defend data and improve the speed of the process?

knnct Markets’ cloud-native deployment minimizes complexity in monitoring and defending third-party access by using highly recognizable cloud service providers (CSPs) with data centers, network architecture, and redundancy that are designed to meet knnct Markets’ strict security-based requirements. knnct Markets protects each subscriber’s privacy and data by storing all data in highly secure data centers. And knnct Markets maintains CSPs in each country where it operates in accordance with local financial regulations.

An added advantage is that knnct Markets’ CSPs manage numerous infrastructure compliance programs. This requires monitoring all cloud-based infrastructure and services provided to knnct Markets’ subscribers, analyzing cloud and on-site monitoring and coordinating with both the CSPs and knnct’ subscribers so that knnct Markets can detect events that could adversely affect each subscriber’s applications including, if necessary, providing notifications to relevant parties and coordinating a response or providing assistance.

Does knnct use encryption to create an additional layer of security?

knnct uses SSL / HTTPS protocol to encrypt incoming and outgoing data transfer
knnct uses server-side encryption with SHA-256 protocol to store your confidential data.
knnct use Cloud encryption & protection provided by Google.

What’s the advantage of allowing access to the knnct platform ONLY to those brokers and lenders that have registered and been verified for the knnct platform?

knnct has designed the platform to ensure that anyone who has access to the knnct platform is bound by the compliance, security & private regulations of their profession & are governed by regulatory bodies in their jurisdiction. Allowing access to the knnct platform ONLY to those brokers and lenders that have registered and been verified for the knnct platform is further protected by secure database connections & strong access credentials.

What does knnct do in terms of Data Security?

knnct complies with the Personal Information Protection & Electronic Documents Act (PIPEDA). knnct ensures that all sensitive data that is placed on the knnct platform resides in a secure data center in the jurisdiction where it was created in accordance with laws and regulations.

Who owns the data that uploaded by brokers/agents/borrowers to the knnct platform?

All the deal data and documents are owned by the brokers/agents/borrowers & their clients – knnct Markets does not own it. knnct Markets is entitled to use general data to be able to analyze and provide insights and analytics about lending trends only.

knnct Markets does not, and will never, market or communicate to any broker’s clients.

How does using Cloud-Native/Deployed Resources help knnct to Monitor and Defend all data placed on the knnct platform?

knnct’s cloud deployment minimizes complexity in monitoring and defending third-party access by using highly recognizable cloud service providers (CSPs) with data centers, network architecture and redundancy that are designed to meet knnct Markets’ strict security-based requirements (the starting place is using Google as its CSP of choice). knnct Markets protects each subscriber’s privacy and data by storing all data in highly secure data centers.

How is Data stored on the knnct platform?

All sensitive data created or uploaded to the knnct platform resides in a secure data center in the jurisdiction where it was created in accordance with various financial regulations. At the present time, knnct uses Google as its cloud-based server for upload and storage of all information relating to the deal postings and relevant documents.